Senior Underwriting Consultant, High Net Worth Job at Sun Life

Sun Life Fredericton, NB

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Sun Life’s High Net Worth Team creates a remarkable new business experience through an unparalleled proactive and responsive process that supports both the advisor and their client throughout the entire acquisition process, that is complimented by immediate inforce support through dedicated point(s) of contact. With the ability to work from home, an amazing collaborative client-centric team, Sun Life’s High Net Worth Team may be the place for you.
What will you do?
  • Use effective teaching style for training and mentoring senior Underwriting resource on financial and reinsurance aspects of High Net Worth business
  • Complete risk assessment on larger and more complex cases with higher premium and face amounts (between $5,000,000 and $10,000,000 with ability to decline unacceptable risks)
  • Complete classification for life and critical illness, making effective use of full signing authority
  • Apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
  • Perform referrals with the aim of mentoring senior underwriters
  • Provide full explanations for our rationale on all decisions and inquiries
  • Be called upon to meet with Advisors and Firms, and deliver presentations that support SLF Underwriting philosophies
  • Take leadership role in identifying areas of challenge and bringing forward well thought out recommendations for solutions through our Brighter Way program
  • Be client and results focus, using a pro-active service orientation
  • Have the commitment to support our Distribution partners

What do you need to succeed?

  • Must have excellent technical underwriting skills with a minimum of 7 to 10 years underwriting experience
  • Must make appropriate risk assessment decisions on applications in accordance with SLF underwriting guidelines and within signing authority
  • AALU designation and working towards the FALU designation
  • Demonstrate visible and positive leadership that actively supports change
  • Act as a change agent and help others adapt
  • Exceptional reinsurance negotiating skills
  • Empathy and practice principles of finesse to promote positive interactions
  • Demonstrated awareness of trends and changes in medicine, and initiative to bring forward recommendations to operational teams and development and governance as needed
  • Excel at building partnerships with advisors and wholesalers
  • Bilingualism (French, English) required for Quebec only- interactions with English-speaking customers or partners and immediate manager is a unilingual Anglophone outside Quebec

What's in it for you?

  • Trusting, diverse and inclusive working environments
  • Supportive leadership who’s focused on your success and well-being
  • You choose where you want to work from, with no minimum or maximum days in either place. We want the office to be a magnet, not a mandate! #flexibility
  • Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference
  • Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities
  • We offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:
  • Comprehensive benefits
  • Retirement & stock investment
  • Pay for performance reward
  • Wellness programs, benefits and health incentives
  • Paid vacation based on experience and additional days to support family care and personal emergencies
  • Time off for enrichment experiences through a Sabbatical program
  • Investment in not-for-profit organizations that are important to you

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to thebrightside@sunlife.com.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Job Category:

Underwriting - Individual

Posting End Date:

07/05/2023



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